Lending solutions
Loans
Consumer Loans
We offer a variety of loan solutions for your personal or business needs. The information listed below is intended to provide potential loan customers with answers to frequently asked questions and give an overview of the general guidelines that Sunchetz Capital Bank follows when considering specific types of loans.
Westfrost Bank has a variety of financing options for consumers including:
Consumer Loans
- Auto, boat, recreational vehicles, airplane
- Personal
- Home Improvement loans.
Term, rate, and down payment requirements are determined by the age and condition of the collateral securing the loan. Contact your local branch for more details.
Commercial Loans
- Working Capital
- Fixed Asset Acquisition and/or Expansion
- Machinery and Equipment
- Real Estate (Land and/or Building)
- Lines of Credit
- Letters of Credit
Westfrost Bank offers many different options in commercial lending determined by the specific needs of the customer. Terms and conditions of each loan type will vary. Please contact your local branch for more information.
Real Estate
Residential or Commercial Interim Construction
- 80% financing available (Of total project cost or appraised value, whichever is less.)
- 12 month maximum interim term available (residential)
- 24 month maximum interim term available (commercial)
- For rate information please contact your local branch.
Commercial Interim/Permanent
- 80% financing available (Of total project cost or appraised value, whichever is less.)
- 24 month maximum interim term available (commercial)
- For rate information please contact your local branch.
- 20 year amortization available on the permanent loan.
- For rate information please contact your local branch.
Commercial
- 80% Financing Available
- 20 year Maximum Term
- For rate Information please contact your local branch
- Purchase Money or Refinance options available
- For rate information please contact your local branch.
